2373 Central Park Boulevard
Since our firm began our clients best interest has been the only interests of concern. Unfortunately, not all advisors put their client’s interests first and some pretend to be fiduciaries up front but behind the scenes after they have been hired they compare product recommendations by commission payouts rather than by which offer the greatest benefit to their client.
Other financial advisors carry high minimum asset levels designed to “weed-out” clients and families who they perceive to be less valuable to them. We are paid independently for the three services we provide. They are:
How a good relationship should work; with mutual trust and respect. We strive to ascertain and understand our clients, their condition, and their heart’s desire. From that starting point, all of our interactions, guidance, and recommendations are given in the precise manner that we would deliver to ourselves in the same circumstances. When you begin to work with us, we have designed a three meeting financial planning process. From beginning to end it takes us approximately six weeks to develop your financial plan in most cases. Financial plans are also revisited approximately every 18-36 months. Our investment management service has us reviewing your portfolio with you as frequent as quarterly but no less than annually.
We believe in the tenants of Modern Portfolio Theory which is a practical method for selecting investments in order to maximize their overall returns within an acceptable level of risk. We will assess your unique disposition to investing and aim to align your portfolio such that you are fulfilled by your performance when markets are good while content and capable of staying the course during stormy markets. We understand that market volatility will come. When it does, we will continue to monitor and make modest adaptations to maximize returns and minimize portfolio risk. If you are within five years of retirement you will appreciate our segmented approach to your portfolio management that works to reduce the impact of down markets on your ability to safely draw a consistent income from their portfolio. For those in the five year retirement window, we believe in maximizing guaranteed income using all tools available in order to combat the 3 major retirement risks: