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February 5, 2019

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Behavioral Financial Advice

Our only priority is helping you achieve success financially.  95% or more of what you read, see, or hear about investments is attempting to predict what is going to happen.  This is a fool's errand.  What matters most is your spending, saving, and investing behavior.  Vanguard researched the potential value added by an advisor in 2016.  Their study measured the potential value added stating,

"Based on our analysis, advisors can potentially add about 3% in net returns" ~ Vanguard research, 2016  

The study also explained where the 3% potential additional returns could be found.  An additional 1.5% of net returns could potentially be achieved through an advisor's behavioral coaching.

Financial Psychology

Each of us has a unique money script from which we operate.  According to a Money Magazine study conducted in 2014, 70% of married couples argue about money; ahead of fights about household chores, togetherness, sex, snoring, and what's for dinner.  

The Smart Money Philosophy

The Smart Money Philosophy is about having a personalized plan that addresses you as a person and your life needs for money- expected and unexpected, embracing the certainty of uncertainty.




 

Start here if you are single, divorced, or widowed

 

Start here if you are a family

 

Start here if you are a professional

 

Start here if you own a business



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