Broker Check
How to Manage Anxiety When Investing In The Stock Market What Smart Investors Know Diversification Is Not Always Enough College Anxiety Drains Away Client Savings

As Seen In...

February 5, 2019

Click to Read

 December 31, 2018

Click to Read

May 31, 2017

Click to Read

April 28, 2017

Click to Read

Behavioral Financial Advice

Our only priority is helping you achieve success financially.  95% or more of what you read, see, or hear about investments is attempting to predict what is going to happen.  This is a fool's errand.  What matters most is your spending, saving, and investing behavior.  Vanguard researched the potential value added by an advisor in 2016.  Their study measured the potential value added stating,

"Based on our analysis, advisors can potentially add about 3% in net returns" ~ Vanguard research, 2016  

The study also explained where the 3% potential additional returns could be found.  An additional 1.5% of net returns could potentially be achieved through an advisor's behavioral coaching.

Financial Psychology

Each of us has a unique money script from which we operate.  According to a Money Magazine study conducted in 2014, 70% of married couples argue about money; ahead of fights about household chores, togetherness, sex, snoring, and what's for dinner.  

The Smart Money Philosophy

The Smart Money Philosophy is about having a personalized plan that addresses you as a person and your life needs for money- expected and unexpected, embracing the certainty of uncertainty.




 

Start here if you are single, divorced, or widowed

 

Start here if you are a family

 

Start here if you are a professional

 

Start here if you own a business



Helpful Content

How Insurance Deductibles Work

How Insurance Deductibles Work

Knowing how insurance deductibles work can help you save money and give you peace of mind.

Social Security: The \$64,000 Question

Social Security: The \$64,000 Question

One of the most common questions people ask about Social Security is when they should start taking benefits.

Social Security: Maximizing Benefits

Social Security: Maximizing Benefits

There are other ways to maximize Social Security benefits, in addition to waiting to claim them.

 

Assess Life Insurance Needs

How to help determine life insurance needs to provide for your family after you pass away.

Donating Art: Taxation Abstraction

The tax rules that govern donating art are complex and confusing. Take a closer look.

What Is an Annuity?

Annuities are versatile tools that can help you save for retirement and generate income in retirement.

What to Look for in a Long-Term Care Policy

Here’s a list of 10 questions to ask that may help you better understand the costs and benefits of long-term-care insurance.

Apps That Help Achieve Goals

If you find it hard to attain personal life goals, there’s an app for that!

Choices for Your 401(k) at a Former Employer

Individuals have three basic choices with the 401(k) account they accrued at a previous employer.

View all articles arrow

Inflation & Retirement

Estimate how much income may be needed at retirement to maintain your standard of living.

Saving for College

This calculator can help you estimate how much you should be saving for college.

My Retirement Savings

Estimate how long your retirement savings may last using various monthly cash flow rates.

Should I Buy or Lease an Auto?

This calculator compares the financial impact of leasing versus buying an automobile.

A Look at Systematic Withdrawals

This calculator may help you estimate how long funds may last given regular withdrawals.

Interested in a Fuel Efficient Car?

Estimate how many months it may take to recover the out-of-pocket costs when buying a more efficient vehicle.

View all calculators arrow

Keys to Investing for Retirement

There are some key concepts to understand when investing for retirement

5 Smart Investing Strategies

There are some smart strategies that may help you pursue your investment objectives

Retirement Plan Distributions

There are a number of ways to withdraw money from a qualified retirement plan.

An Inside Look at Retirement Living

A number of questions and concerns need to be addressed to help you better prepare for retirement living.

Managing Your Lifestyle

Using smart management to get more of what you want and free up assets to invest.

Tax Management Strategies

Learn more about taxes, tax-favored investing, and tax strategies.

View all presentations arrow

Can Election Results Predict the Market?

How do the markets usually react to elections? Was the 2016 election any different?

The Other Sure Thing

Though we don’t like to think about it, all of us will make an exit sometime. Are you prepared?

Should You Ever Retire?

A growing number of Americans are pushing back the age at which they plan to retire. Or deciding not to retire at all.

The Junk Drawer Approach to Investing

It's easy to let investments accumulate like old receipts in a junk drawer.

Estate Management 101

A will may be only one of the documents you need—and one factor to consider—when it comes to managing your estate

Investments

You’ve made investments your whole life. Work with us to help make the most of them.

View all videos arrow